Rahmawaty, Rachmawaty, Amraeni, Nursinah Amirullah, and Ririn Mardhani Syakur. “The Influence of QRIS and E-Wallet Adoption on Transaction Efficiency and Profitability of MSMEs in Makassar City”. Jurnal Informasi Dan Teknologi, June 2025, p. 178, doi:10.60083/jidt.vi0.686.