K. Pramudito, D., Achmady, S., Ratna Tungga Dewa, D. M., Pitri, T., & Candrasari Hermanto, D. M. (2023). The Application of Technology-Organization-Environment Framework to Analyze SME Readiness in Using Digital Payment Applications. Jurnal Informasi Dan Teknologi, 5(3), 95-90. https://doi.org/10.60083/jidt.v5i3.406