Putri Ratnasari, Rizka Aisyah Nurjannah and Yulianti Karoma 2025. An Empirical Study on the Influence of Financial Literacy on Personal Financial Management among University Students in Indonesia. Jurnal Informasi dan Teknologi. (Jun. 2025), 152-160. DOI:https://doi.org/10.60083/jidt.vi0.679.